About the Alabama State Employees Credit Union

Corporate Information

In 1954, ASECU was founded specifically for Alabama State Employees. Since then, ASECU has significantly expanded its product and service offerings while opening its doors to members of the community. With a community charter granted in 2001, ASECU was allowed to expand its membership to people living or working in nine surrounding counties of Montgomery. As one of the oldest credit unions in the state, ASECU started doing business based on personal relationships with its members and today it continues to place great importance on knowing its members and providing personal service.

ASECU has continuously received the prestigious 5-star Superior Rating, the highest awarded, from Bauer Financial, Inc., the nations' leading independent credit union research firm. This award denotes the highest level of strength, safety and performance and marks Alabama State Employees Credit Union 24th consecutive 5-star rating. This achievement earns Alabama State Employees Credit Union Bauer Financial's coveted Exceptional Performance Rating, a distinction only 20% of the nation's credit unions may claim.

Board Of Directors

Roland Buffington, President
Sylvia S. Stacey,Vice President
William Ashmore, Treasurer
Charlie Lassiter, Secretary
John Cloud
Larry Curvin
Kennith Blankenship
Perry Taylor
Carol Preston
Sarah L. Williams
Mark Yarbrough

Supervisory Committee

Robert M. Hartin, Chairman
Marsha Manning
Lorraine Deramus

Jim Williford, Chairman
David C. Stewart
Leovetta Childrey
Fred Patterson
Robert Hodge Jr.
Angelo Trimble

Out-Of-State Locations

Your credit union belongs to a network that can benefit you nationwide. Please go to www.alcusc.com for locations coast to coast. When using CU Service Centers in Alabama, you may experience different policies from your credit union's policies. Policies are stricter due to limited availability of information to us and to safeguard member's accounts. Stand-alone service center hours are 9 a.m.- 7 p.m. Monday-Friday and 9 a.m.-5 p.m. on Saturday. Service Center outlets in existing credit unions are open regular credit union hours.

When visiting a CUSC location, please:

1. Complete a deposit/withdrawal slip before approaching teller windows
2. Provide a valid, unexpired state issued drivers license or non-drivers license
3. Verify and sign a complete receipt
4. Place right thumbprint on a check over $50.00 to be deposited or cashed
5. The following transactions can be performed at a CUSC location:
   1. Cash or check deposits to share or share draft accounts
   2. Cash or check withdrawals from share or share draft accounts
   3. Cash recognized payroll checks
   4. Statement prints (last 10 transactions)
   5. Transfers
   6. Loan payments
   7. Purchase of official checks, money orders, travelers checks and theme park tickets
   8. Free notary service
   9. 24 hours ATM (withdrawals, transfers and balance inquiries only)
   10. VISA Cash Advances (Stand-alones only) $2 fee
   11. IRNet- wiring service (Hoover S.C. only)

The following services cannot be provided at a CUSC location:

1. Accounts cannot be opened or closed
2. Non-members cannot cash checks drawn on participating credit union members accounts

Check Policies
Your credit union will be contacted on the following types of checks. The credit union will have the option to place a hold on the check(s). If the credit union is closed, an off-line transaction will be completed until the credit union can be notified the next business day.

• Local Checks- if your account does not have the funds available for the amount of the check
• Non-local checks
• Unfamiliar Business or Payroll Checks
• Insurance drafts
• Counter checks
• Cashier checks/Official checks
• Money Orders

Off-line policy
An off-line transaction will be completed when the data processing system of your credit union or the service center is down. The following is a list of transactions performed during an off-line mode:

• Deposits- Unlimited (unless check hold policy applies)
• Withdrawals
• Loan Payments- Unlimited

If an out-of-state credit union's system is down, only deposits will be accepted, no withdrawals or check cashing is allowed.